Registration details, audit records, and the policies that govern how we work with you.
Official registration and compliance documents for Navodyama Arthika Souharda Sahakari Sangha Niyamita.
| Society Registration Certificate | Download ↓ |
| Financial Year | Audit Report | Annual Report |
|---|---|---|
| 2026–27 | Download PDF | Download PDF |
In the course of using the Navodyama Arthika Souharda Sahakari Sangha Niyamita website or applications and availing of its products and services through online application forms and questionnaires, Navodyama Arthika Souharda Sahakari Sangha Niyamita and its affiliates may collect personal information from users, including information that is confidential in nature.
Navodyama Arthika Souharda Sahakari Sangha Niyamita is strongly committed to protecting the privacy of its users and has taken all necessary and reasonable measures to safeguard the confidentiality of user information and its transmission over the internet. The Society shall not be held liable for disclosure of confidential information where such disclosure is made in accordance with this Privacy Policy or any agreement entered into with the user.
This Privacy Policy applies to all individuals and entities whose personal information is collected, received, possessed, stored, processed, or handled by Navodyama Arthika Souharda Sahakari Sangha Niyamita (“the Society”), as well as to all visitors who access the Society’s website and provide information through online or offline modes.
The Society is committed to safeguarding and ensuring the security of the information provided by users. Users are required to cooperate with the Society by selecting strong passwords and ensuring that they are not disclosed to any unauthorized person. Users should neither share their passwords nor maintain written or electronic records that may enable third parties to access their accounts.
When we disclose information
Navodyama Arthika Souharda Sahakari Sangha Niyamita undertakes not to disclose user information except where such disclosure is necessary to comply with applicable laws, legal requirements, or judicial processes; protect and defend the rights, interests, or property of the Society or its affiliates; enforce the terms and conditions governing the Society’s products and services; or protect the interests of the Society, its affiliates, members, stakeholders, or any other person as required by law.
Your responsibilities
Users shall not disclose to any third party any confidential information relating to Navodyama Arthika Souharda Sahakari Sangha Niyamita or its affiliates that is obtained while using the Society’s website or services. Failure to comply with this obligation shall constitute a material breach of these terms and may result in suspension or termination of services, without prejudice to any other legal remedies available to the Society.
How information is shared
The Society limits the collection and use of personal information strictly on a need-to-know basis for providing better services to its members and users. Information provided by users may be shared with affiliates, service providers, financial institutions, payment partners, contractors, and authorized third parties for purposes directly related to service delivery, payment processing, communication, regulatory compliance, or customer support.
By using the Society’s services, users authorize Navodyama Arthika Souharda Sahakari Sangha Niyamita to exchange, share, or disclose information relating to account details and transaction history with affiliates, banks, financial institutions, credit bureaus, government authorities, statutory bodies, telecommunication networks, electronic clearing systems, or other agencies whenever required by applicable law, customary banking practices, credit assessment, verification, fraud prevention, statistical analysis, or risk management.
Information that is already publicly available, published under the Right to Information Act, 2005, or disclosed under any other applicable law shall not be considered confidential information for the purposes of this Privacy Policy.
Cookies and technical information
When users access the Society’s website or mobile application through a computer, mobile phone, or other device, the Society may automatically collect technical information including browser type, device information, IP address, approximate location, operating system, pages visited, and browsing activity, using cookies and similar technologies to improve website functionality, security, and user experience.
The Society is not responsible for cookies or tracking technologies used by third-party advertisers, analytics providers, or external websites.
Changes to this policy
The Society reserves the right to modify this Privacy Policy at any time. Any changes shall become effective immediately upon being published on the Society’s website. Continued use of the website or services after such changes constitutes acceptance of the revised Privacy Policy.
Please read these terms and conditions carefully. By accessing this site and any pages thereof, you agree to be bound by the terms and conditions below. If you do not agree, do not access this site or any pages thereof.
Copyright
Navodyama Arthika Souharda Sahakari Sangha Niyamita. All Rights Reserved © Copyright in the pages, screens displaying the pages, and information submitted to Navodyama Arthika Souharda Sahakari Sangha Niyamita via this website shall remain the property of the Society, unless otherwise indicated.
Trademarks and intellectual property
Navodyama Arthika Souharda Sahakari Sangha Niyamita is the owner of this website, and all trademarks, service marks, trade names, and logos displayed on this website are owned by the Society, except where explicitly stated as “Under Ownership of Other Materials.”
Use of information and materials
The information and materials contained on this website should not be regarded as an offer, solicitation, invitation, advice, or recommendation to buy or subscribe to any products or services of the Society. Terms, conditions, and descriptions are subject to change without prior notice, and eligibility for any product or service is subject to the Society’s final approval.
Disclaimer
Navodyama Arthika Souharda Sahakari Sangha Niyamita makes no representation or warranty of any kind, whether express, implied, or statutory, regarding this website or the materials and information contained herein. Users are advised to consult official documents or seek professional advice before acting on any information available on this website.
All information and materials are provided on an “as is” and “as available” basis. The Society shall not be liable for any direct, indirect, incidental, consequential, special, or other damages arising from the use of, or inability to use, this website or its contents.
The Society reserves the right to modify, update, correct, or remove any content on this website at its sole discretion and without prior notice. No part of this website may be reproduced, copied, displayed, distributed, or printed in whole or in part without the prior written permission of the Society.
Redirection to third-party websites
This website may contain links to third-party websites. These links are provided solely for your convenience. The Society does not endorse, control, or assume responsibility for the content, availability, accuracy, or security of any third-party website. Users are advised to review the privacy policies and terms of use of any third-party website before providing any personal, financial, or confidential information.