Home – navodyama.co.in

We proudly serve
our members
& families.

Since 1922, we have stood by our members. We are your organization for insurance, banking & investments.

About us

We proudly serve
our members
& families.

Since 1922, we have stood by our members. We are your organization for insurance, banking & investments.

About us

+919606994138, +919606994174

info@navodyama.co.in

Savings & Deposits

We help members build lasting wealth through secure, transparent savings and deposit plans.

Loans & Credit Support

Simple, member-first lending that empowers entrepreneurs and families to reach their goals.

Community Empowerment

Rooted in cooperative values, we invest in the growth of every member and the community we serve.

About us

We’re a member-owned financial cooperative.

Navodyama Arthika Souharda Sahakari Sangha Niyamita is built on trust, transparency, and mutual support — helping members grow their savings and secure lasting financial prosperity.

We bring 5 years of cooperative experience, delivering member-first financial services rooted in shared growth and community development.

Trust & Transparency

Competitive Returns

Member-Centric Services

Financial Empowerment

Call to ask any question 540-325-1523

About Us

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Successful Work

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Some easy steps

Becoming a Navodyama member is simple — start saving, borrowing, and growing with a cooperative built on trust and shared progress.

Become a Member

Fill out a simple registration form and submit your details to join Navodyama as a member.

Choose Your Plan

Select the savings or loan scheme that best fits your financial goals and needs.

Verification & Approval

Our team reviews your application and completes the necessary KYC and verification process.

Start Saving or Borrowing

Begin your journey with Navodyama — deposit your savings or access credit with ease.

DEPOSITS

Savings & Deposit Plans Designed for Every Member

Grow your savings safely with Navodyama Arthika Souharda Sahakari Sangha’s range of deposit schemes, designed to offer attractive returns while keeping your money secure and accessible.

Salary Saver Scheme (4% p.a.)

Auto-save a portion of your salary, disciplined and effortless. Read More

Youth Savings Plan (5% p.a.)

Start young — low minimum deposit, big head start. Read More

Recurring Deposit (7% p.a.)

Save monthly from ₹500, watch it grow with compounded returns.Read More

Fixed Deposit (10% p.a.)

Invest a lump sum, earn guaranteed returns — monthly or at maturity.Read More

Double FD (10.5% p.a.)

Your investment doubles in 7.5 years — guaranteed.Read More

FD – Quarterly Interest (10.5% p.a.)

Steady income every 3 months, principal stays safe.Read More

Senior Citizen Scheme (11% p.a.)

Higher returns and priority service for members 60+.Read More

FD – Monthly Interest (10.5% p.a.)

A predictable monthly payout for retirees and steady earners.Read More

Micro Savings Scheme (6% p.a.)

Small, affordable deposits — savings made accessible for everyone.Read More

LOANS

Loan Schemes Built for Every Need

At Navodyama Arthika Souharda Sahakari Sangha, we provide timely and affordable credit to our members for personal, business, agricultural, and educational needs. Our simple documentation and quick processing ensure members get financial support exactly when they need it most.