Micro Savings Scheme
The Micro Savings Scheme offered by Navodyama Arthika Souharda Sahakari Sangha Niyamita is a simple, flexible, and affordable savings plan designed to encourage individuals to save small amounts regularly and build a secure financial future. The scheme is ideal for daily wage earners, small business owners, self-employed individuals, farmers, street vendors, homemakers, and anyone who wishes to cultivate the habit of systematic savings.
Even small deposits made consistently can grow into a substantial financial corpus over time. With low minimum deposit requirements, attractive interest, and complete safety of funds, the Micro Savings Scheme makes financial inclusion accessible to every member of society.
Whether you are saving for your family’s future, children’s education, medical emergencies, festivals, or business expansion, this scheme helps you achieve your goals through disciplined and secure savings.
- Low minimum deposit amount for easy participation
- Flexible daily, weekly, or monthly deposit options
- Attractive interest rate as per the Society's prevailing policy
- Safe and secure savings with assured returns
- Flexible tenure options
- Doorstep collection facility (where available)
- Nomination facility available
- Loan facility against eligible savings
- Easy account opening with minimal documentation
- Transparent and member-friendly operations
Save Small, Achieve Big
Regular small savings can accumulate into a significant financial corpus over time.
Financial Inclusion
Designed to make banking and savings accessible for individuals from all income groups.
Flexible Deposits
Choose to save daily, weekly, or monthly according to your income pattern and convenience.
Safe & Secure Investment
Enjoy peace of mind knowing your savings are protected with a trusted cooperative institution.
Build funds for:
- Children's Education
- Medical Emergencies
- Festival Expenses
- Family Functions
- Business Expansion
- Agriculture Needs
- Household Purchases
- Emergency Fund
Eligible members may avail loans against their accumulated savings without disrupting their financial plans, subject to the Society's lending policy.
For added convenience, doorstep collection services may be available in selected areas, helping members save regularly without visiting the branch.
The Micro Savings Scheme is suitable for:
- Daily Wage Earners
- Small Traders
- Street Vendors
- Farmers
- Self-Employed Individuals
- Homemakers
- Small Business Owners
- Gig Workers
- Members with irregular income
- Anyone seeking disciplined savings
- Affordable savings with low minimum deposits
- Flexible contribution options
- Attractive interest earnings
- Safe and secure investment
- Convenient collection facility (where available)
- Loan facility against eligible balance
- Transparent and member-centric services
- Trusted cooperative financial institution
Documents Required
- Membership ID (where applicable)
- Aadhaar Card
- PAN Card (if applicable)
- Passport-size Photograph
- Address Proof
- Mobile Number
- Nomination Details
Deposit Schemes
Loans
- 3111 West Allegheny Avenue Pennsylvania 19132
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1-982-782-5297
1-982-125-6378 - support@consultio.com
