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A Fixed Deposit (FD) Scheme is a secure investment option that allows members to invest a lump sum amount for a fixed tenure while earning assured returns at an attractive interest rate. It is an excellent choice for individuals seeking safe, stable, and guaranteed growth of their savings without market-related risks. Members can choose to receive interest on a monthly basis or opt for cumulative returns payable at maturity, making it suitable for both regular income and long-term wealth creation.
Benefits
Interest Rate
Eligibility & Deposits
- Monthly interest payout or cumulative interest at maturity
- Guaranteed by Navodyama Arthika Souharda Sahakari Sangha Niyamita
- Safe and secure investment with assured returns
- Nomination facility available for financial security
- Auto-renewal option available upon maturity
- Ideal for long-term savings and wealth creation
- Senior citizen benefits available as per society policy
- Suitable for retirement planning, education funds, and future financial goals
- Attractive Interest Rate: Earn up to 10% per annum on your Fixed Deposit.
- Flexible Interest Payment: Receive interest monthly or accumulate it until maturity based on your financial requirements.
- Higher Returns for Eligible Members: Senior citizens may receive additional benefits as per the society's policy.
- Guaranteed Growth: Enjoy fixed, predictable returns throughout the selected investment tenure.
- Who Can Apply: Open to all eligible members of the society, including salaried employees, business owners, self-employed individuals, homemakers, and senior citizens.
- Lump Sum Investment: Invest a one-time amount and choose a tenure that best suits your financial objectives.
- Convenient Features: Nomination facility and auto-renewal options are available for added convenience and financial security.
- Ideal For: Individuals looking for safe investments, regular income, retirement planning, education funds, or long-term wealth creation.
Deposit Schemes
Loans
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