Senior Citizen Deposit Scheme
The Senior Citizen Deposit Scheme offered by Navodyama Arthika Souharda Sahakari Sangha Niyamita is specially designed to provide higher returns, financial security, and regular income to senior citizens. This scheme enables members aged 60 years and above to invest their savings in a safe and secure environment while enjoying attractive interest rates and exclusive benefits.
Whether you are planning for a comfortable retirement, managing monthly household expenses, or seeking a dependable investment for your lifetime savings, the Senior Citizen Deposit Scheme offers peace of mind with guaranteed returns and flexible investment options.
With the trust of a cooperative institution and member-centric services, this scheme ensures that your hard-earned savings continue to grow while providing financial stability during your retirement years.
- Special Interest Rate: 10.50% per annum (or as per Society policy)
- Exclusive scheme for Senior Citizens (60 years and above)
- One-time lump sum investment
- Flexible tenure options from 1 year to 10 years
- Monthly, Quarterly, or Cumulative interest options
- Guaranteed returns with no market risk
- Safe and secure investment
- Loan facility against eligible deposits
- Nomination facility available
- Auto-renewal option available upon request
- Simple documentation and quick account opening
Higher Interest Earnings
Senior citizens receive preferential interest rates, helping them earn better returns on their retirement savings.
Regular Income
Choose monthly or quarterly interest payouts to meet everyday living expenses and maintain financial independence.
Capital Protection
Your principal investment remains safe and is repaid in full upon maturity.
Guaranteed Returns
Enjoy stable, predictable returns that are not affected by stock market fluctuations.
Flexible Interest Options
Select the option that best suits your financial needs:
- Monthly Interest
- Quarterly Interest
- Cumulative Deposit (Interest paid at maturity)
Financial Security
A secure investment solution designed to protect retirement savings while generating regular income.
The Senior Citizen Deposit Scheme is available to:
- Individuals aged 60 years and above
- Retired Government Employees
- Pensioners
- Retired Private Sector Employees
- Retired Professionals
- Senior Citizen Members of the Society
- Exclusive higher interest rate for senior citizens
- Safe and guaranteed returns
- Regular monthly or quarterly income options
- Flexible tenure from 1 to 10 years
- Loan facility against eligible deposits
- Transparent and member-friendly services
- Trusted cooperative financial institution
- Easy investment process
Documents Required
- Membership ID (where applicable)
- Aadhaar Card
- PAN Card (if applicable)
- Proof of Age (if required)
- Passport-size Photograph
- Address Proof
- Mobile Number
- Bank Account Details
- Nomination Details
Deposit Schemes
Loans
- 3111 West Allegheny Avenue Pennsylvania 19132
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1-982-782-5297
1-982-125-6378 - support@consultio.com
