Fixed Deposit (FD) Scheme
A Fixed Deposit (FD) Scheme is one of the safest and most reliable investment options offered by Navodyama Arthika Souharda Sahakari Sangha Niyamita, enabling members to invest a lump sum amount for a fixed period while earning attractive and assured returns. It is designed for individuals who wish to grow their savings without being exposed to market fluctuations.
Whether you are planning for retirement, your child’s education, purchasing a home, expanding your business, or simply building long-term wealth, our Fixed Deposit Scheme provides financial stability with guaranteed returns. Members can choose between monthly interest payouts for a regular source of income or cumulative deposits, where interest is compounded and paid along with the principal amount at maturity for higher returns.
With competitive interest rates, flexible tenures, and a secure investment environment, our FD Scheme is an ideal choice for both conservative investors and those seeking stable long-term financial growth.
- Attractive interest rate of 10% per annum
- Minimum deposit amount as prescribed by the Society
- Flexible tenure options ranging from 3 months to 10 years
- Choice of Monthly Interest or Cumulative Deposit
- Guaranteed returns with no market risk
- Safe and secure investment with transparent operations
- Nomination facility available
- Auto-renewal facility available upon request
- Loan facility against eligible Fixed Deposits
- Premature withdrawal facility as per Society rules and applicable terms
- Additional benefits for Senior Citizens as per Society policy
Assured Returns
Earn a guaranteed 10% per annum interest without worrying about stock market fluctuations or investment risks.
Flexible Investment Options
Invest according to your financial goals by selecting the deposit amount, tenure, and preferred interest payout option.
Monthly Income Option
Receive interest every month to create a regular income stream, making it ideal for retirees, senior citizens, and individuals seeking fixed monthly earnings.
Higher Wealth Creation
Choose the cumulative option to allow your investment to grow through compounded interest until maturity.
Financial Security
Your investment remains safe while generating predictable returns, helping you meet important life goals with confidence.
Loan Against Fixed Deposit
Members may avail loans against eligible Fixed Deposits without prematurely closing their investment, subject to the Society's lending policy.
Nomination Facility
Protect your family's financial future by registering a nominee who can claim the deposit in accordance with applicable rules.
Easy Renewal
Continue growing your wealth by renewing your deposit upon maturity with minimal documentation.
Interest Payment Options
Monthly Interest Deposit — Receive interest every month. Suitable for pensioners, retirees, and members seeking regular income.
Cumulative Fixed Deposit — Interest is compounded and paid along with the principal amount at maturity. Ideal for long-term savings and maximum wealth creation.
Our Fixed Deposit Scheme is suitable for:
- Salaried Employees
- Business Owners
- Professionals
- Senior Citizens
- Farmers
- Self-Employed Individuals
- Homemakers
- Trusts and Institutions (subject to eligibility)
- Anyone looking for secure, guaranteed returns
- 10% p.a. attractive interest rate
- Guaranteed returns
- Safe and secure investment
- Flexible tenure options
- Monthly income or cumulative growth
- Loan facility against deposits
- Trusted cooperative financial institution
- Simple documentation and quick processing
- Transparent policies and member-focused service
Documents Required
- Membership ID (where applicable)
- Aadhaar Card
- PAN Card (if applicable)
- Passport-size Photograph
- Address Proof
- Mobile Number
- Nomination Details
- Recent Passport Size Photograph
Deposit Schemes
Loans
- 3111 West Allegheny Avenue Pennsylvania 19132
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1-982-782-5297
1-982-125-6378 - support@consultio.com
